State Practice Exam

Tennessee Real Estate Practice Exam

40 questions covering Tennessee real estate licensing topics with detailed explanations.

0 of 40 answered

Question 1 of 40

A broker learns that a colleague is misleading buyers about a property's condition. What is the ethical response?

This practice test helps you prepare for the Tennessee Real Estate Broker exam. You’ll find a full 120-question practice exam, a detailed breakdown of eligibility requirements, exam structure, and preparation strategies. Start the practice test below to assess your readiness for the 2025 licensing exam.


Who is eligible to take the Tennessee Real Estate Broker exam?

To qualify for the Tennessee Broker license exam, candidates must meet specific educational, legal, and application requirements:

  • Submit a completed application with a recent picture of yourself
  • Provide proof of high school graduation
  • Show evidence of completing required pre-licensing courses
  • Present proof of an errors and omissions insurance policy
  • Complete the Eligibility Verification form

What’s on the Tennessee Real Estate Broker exam?

The Tennessee Real Estate Broker exam features 120 scored questions: 80 on the national portion and 40 on the state portion. The national section covers agency relationships, contracts, real estate math, and property ownership. The state portion focuses on Tennessee licensing laws, advertising requirements, document handling, escrow funds, agency issues, and consumer protection.

Tennessee Real Estate exam topics

The table below are major licensing topics you’ll need to study:

National Section (80 questions)

Main TopicSubtopics (examples)Number of Questions
Property OwnershipReal/personal property, land descriptions, encumbrances, ownership8
Land Use ControlsGov/private controls, taxes, zoning, deed restrictions4
ValuationAppraisal, CMA, estimating value6
FinancingLoans, lending, mortgage clauses, gov programs8
ContractsGeneral law, purchase/lease, offers, remedies15
AgencyAgency creation, duties, disclosures10
Property DisclosuresProperty conditions, environment, material facts6
Property ManagementTenant procurement, leasing, rights2-3
Transfer of TitleDeeds, title insurance, closing, special issues5
Practice of Real EstateAntidiscrimination, laws, duties, supervision10
Real Estate CalculationsNet proceeds, closing costs, PITI, equity, LTV6

State Section (40 questions)

Main TopicNumber of Questions
Duties and Powers of Real Estate Commission4
Licensing Requirements4
Advertising and Marketing7
Broker/Affiliate Relationships5
Handling of Documents/Record Keeping4
Handling of Trust/Escrow Funds4
Other Improper Activities/Consumer Protection3
Agency and Disclosure Issues6
Special Areas of Practice3

What is the Broker exam passing score?

A minimum score of 70% is required on both sections. This means you must answer at least 56 out of 80 national questions correctly and 28 out of 40 state questions correctly. Your score will be displayed immediately on the screen after completing the exam.

What 2025–2026Tennessee Real Estate Laws should you know for the affiliate broker exam?

For the 2025 Tennessee affiliate broker exam, you should be familiar with new regulations governing wholesaling, updated continuing education exemptions, expanded Tennessee Real Estate Commission (TREC) powers, and the faster process for commercial evictions. These legal updates affect disclosure, licensing, and landlord–tenant procedures, all of which are likely to appear in the state-specific section of the exam.

Below is a summary of the key 2025–2026 laws:

LawBrief description2025 StatusExam Relevance
House Bill 700 / SB 886Adjusts continuing education requirements for brokersExempts pre-2005, non-supervising brokers from 16-hour CELicensing, Education, State Law
SB 909 / HB 781Regulates wholesaling through new disclosure and notification requirementsDefines legal wholesaling; requires written disclosure and noticeAgency, Contract Law, Special Practices
SB 323Grants TREC authority to name property and infrastructureCommission receives explicit naming authorityTREC Governance, State Law
SB 292Establishes immediate removal process for unlawful commercial occupantsSheriff-complaint procedure enables faster commercial evictionLandlord-Tenant, Eviction Law, Consumer Protection

How to prepare for the exam?

Improving your pass rate depends on understanding exam details, using trusted resources, and following a targeted study plan.

Understanding Tennessee Broker exam details

Tennessee Real Estate exam structure and requirements are essential for effective preparation. Here is information you need to know:

  • Time allotted: 4 hours total (160 minutes for national, 80 minutes for state)
  • Exam format: Computer-based test
  • Exam fee: $63 per attempt ($26 for state only, $37 for national only)
  • Licensing authority: PSI
  • Where to take the exam: Chattanooga, Dyersburg, Cookeville, Johnson City, Jackson, Memphis, Knoxville, Nashville

Learning from prep resources

Use trusted study guides and platforms that align with Tennessee’s exam outline. Quality resources include:

Prep books

  • Tennessee Real Estate License Exam Prep: All-in-One Review and Testing to Pass Tennessee’s PSI Exam by Stephen Mettling, David Cusic, and Ryan Mettling: A comprehensive guide covering Tennessee-specific law, over 500 national and 100 state-specific practice questions, and a full-length state sample exam.
  • Modern Real Estate Practice in Tennessee, 11th Edition by Peggy E. Swain: The leading textbook for Tennessee real estate pre-licensing courses, covering all required state and national topics, licensing, agency, contracts, and includes chapter review questions and study aids.

Free practice test platforms

  • Realtylicenseprep practice tests: offer national and 50-state exam simulations that mirror real test conditions and question types.

Other resources

  • Video tutorials: explain complex topics step-by-step.
  • Flashcards: effective for memorizing key terms and legal definitions.
  • Joining a study group: provides discussion-based learning.

Follow study strategy

A structured study plan improves content retention and builds confidence under real exam timing. You can begin with core topics, then refine your approach based on past performance. The table below is a sample of 8‑week study plan:

WeekFocusActivities
1 - 2Ownership & agencyRead outline, watch topic videos, flashcards
3 - 4Valuation, financing, contractsPractice questions + review wrong answers
5Disclosures & ethicsDeep dive into cases & laws
6Practice examsTimed mock tests
7Review weak areasRe-study low-scoring sections
8Final exam simulationFull test practice under timed conditions

Weak area analysis

Key points include the following.

  • Review your score breakdown weekly.
  • Focus additional study on areas below 70%.
  • Review incorrect answers to understand mistakes deeply.

Mastering Real Estate math

Math questions make up 7% of the national section in the Tennessee Real Estate Broker exam. The Tennessee exam includes real estate math questions such as:

  • Calculating seller’s net proceeds
  • Determining buyer funds needed at closing
  • Prorating property taxes and insurance
  • Estimating PITI (Principal, Interest, Taxes, Insurance) payments
  • Computing equity, rate of return, loan-to-value ratio, and discount points

Since math questions can affect your result, focused practice is essential after reviewing the main topics. To prepare:

  • Review formulas for commission, loan-to-value ratio, and property tax calculations.
  • Solve sample problems with our practice tests.
  • Use flashcards or guided quizzes to reinforce conversions and amortization steps.

Frequently Asked Questions

Are there math questions on the Tennessee exam?

Yes, expect math questions covering prorations, net proceeds, and basic real estate calculations. It's not a huge portion, but mastering it is essential to pass the national part.

What if I fail one section in the Tennessee exam?

According to the Tennessee Commission, the National and State exams are scored separately. If you pass one and fail the other:

Do I need to memorize every topic in the Tennessee content outline?

You don’t need exhaustive memorization. You should know a few words associated with most of the items on the outline. Familiarize yourself with key terms and concepts across all listed topics rather than trying to master each detail.

How should I pace my exam approach?

Use a two-pass method: quickly answer confident questions, flag the rest, then review flagged items. Take your time to read carefully, eliminate wrong choices, and ensure math accuracy.

How do I overcome test anxiety and second-guessing?

Label questions based on confidence (A – sure, B – unsure, C – math), complete the A group first, skip B and C, then return for review. Look for clues in later questions, you may find hidden answers.