State Practice Exam
Tennessee Real Estate Practice Exam
40 questions covering Tennessee real estate licensing topics with detailed explanations.
Question 1 of 40
A broker learns that a colleague is misleading buyers about a property's condition. What is the ethical response?
This practice test helps you prepare for the Tennessee Real Estate Broker exam. You’ll find a full 120-question practice exam, a detailed breakdown of eligibility requirements, exam structure, and preparation strategies. Start the practice test below to assess your readiness for the 2025 licensing exam.
Who is eligible to take the Tennessee Real Estate Broker exam?
To qualify for the Tennessee Broker license exam, candidates must meet specific educational, legal, and application requirements:
- Submit a completed application with a recent picture of yourself
- Provide proof of high school graduation
- Show evidence of completing required pre-licensing courses
- Present proof of an errors and omissions insurance policy
- Complete the Eligibility Verification form
What’s on the Tennessee Real Estate Broker exam?
The Tennessee Real Estate Broker exam features 120 scored questions: 80 on the national portion and 40 on the state portion. The national section covers agency relationships, contracts, real estate math, and property ownership. The state portion focuses on Tennessee licensing laws, advertising requirements, document handling, escrow funds, agency issues, and consumer protection.
Tennessee Real Estate exam topics
The table below are major licensing topics you’ll need to study:
National Section (80 questions)
| Main Topic | Subtopics (examples) | Number of Questions |
| Property Ownership | Real/personal property, land descriptions, encumbrances, ownership | 8 |
| Land Use Controls | Gov/private controls, taxes, zoning, deed restrictions | 4 |
| Valuation | Appraisal, CMA, estimating value | 6 |
| Financing | Loans, lending, mortgage clauses, gov programs | 8 |
| Contracts | General law, purchase/lease, offers, remedies | 15 |
| Agency | Agency creation, duties, disclosures | 10 |
| Property Disclosures | Property conditions, environment, material facts | 6 |
| Property Management | Tenant procurement, leasing, rights | 2-3 |
| Transfer of Title | Deeds, title insurance, closing, special issues | 5 |
| Practice of Real Estate | Antidiscrimination, laws, duties, supervision | 10 |
| Real Estate Calculations | Net proceeds, closing costs, PITI, equity, LTV | 6 |
State Section (40 questions)
| Main Topic | Number of Questions |
| Duties and Powers of Real Estate Commission | 4 |
| Licensing Requirements | 4 |
| Advertising and Marketing | 7 |
| Broker/Affiliate Relationships | 5 |
| Handling of Documents/Record Keeping | 4 |
| Handling of Trust/Escrow Funds | 4 |
| Other Improper Activities/Consumer Protection | 3 |
| Agency and Disclosure Issues | 6 |
| Special Areas of Practice | 3 |
What is the Broker exam passing score?
A minimum score of 70% is required on both sections. This means you must answer at least 56 out of 80 national questions correctly and 28 out of 40 state questions correctly. Your score will be displayed immediately on the screen after completing the exam.
What 2025 Tennessee Real Estate Laws should you know for the affiliate broker exam?
For the 2025 Tennessee affiliate broker exam, you should be familiar with new regulations governing wholesaling, updated continuing education exemptions, expanded Tennessee Real Estate Commission (TREC) powers, and the faster process for commercial evictions. These legal updates affect disclosure, licensing, and landlord–tenant procedures, all of which are likely to appear in the state-specific section of the exam.
Below is a summary of the key 2025 laws:
| Law | Brief description | 2025 Status | Exam Relevance |
| House Bill 700 / SB 886 | Adjusts continuing education requirements for brokers | Exempts pre-2005, non-supervising brokers from 16-hour CE | Licensing, Education, State Law |
| SB 909 / HB 781 | Regulates wholesaling through new disclosure and notification requirements | Defines legal wholesaling; requires written disclosure and notice | Agency, Contract Law, Special Practices |
| SB 323 | Grants TREC authority to name property and infrastructure | Commission receives explicit naming authority | TREC Governance, State Law |
| SB 292 | Establishes immediate removal process for unlawful commercial occupants | Sheriff-complaint procedure enables faster commercial eviction | Landlord-Tenant, Eviction Law, Consumer Protection |
How to prepare for the exam?
Improving your pass rate depends on understanding exam details, using trusted resources, and following a targeted study plan.
Understanding Tennessee Broker exam details
Tennessee Real Estate exam structure and requirements are essential for effective preparation. Here is information you need to know:
- Time allotted: 4 hours total (160 minutes for national, 80 minutes for state)
- Exam format: Computer-based test
- Exam fee: $63 per attempt ($26 for state only, $37 for national only)
- Licensing authority: PSI
- Where to take the exam: Chattanooga, Dyersburg, Cookeville, Johnson City, Jackson, Memphis, Knoxville, Nashville
Learning from prep resources
Use trusted study guides and platforms that align with Tennessee’s exam outline. Quality resources include:
Prep books
- Tennessee Real Estate License Exam Prep: All-in-One Review and Testing to Pass Tennessee’s PSI Exam by Stephen Mettling, David Cusic, and Ryan Mettling: A comprehensive guide covering Tennessee-specific law, over 500 national and 100 state-specific practice questions, and a full-length state sample exam.
- Modern Real Estate Practice in Tennessee, 11th Edition by Peggy E. Swain: The leading textbook for Tennessee real estate pre-licensing courses, covering all required state and national topics, licensing, agency, contracts, and includes chapter review questions and study aids.
Free practice test platforms
- Realtylicenseprep practice tests: offer national and 50-state exam simulations that mirror real test conditions and question types.
Other resources
- Video tutorials: explain complex topics step-by-step.
- Flashcards: effective for memorizing key terms and legal definitions.
- Joining a study group: provides discussion-based learning.
Follow study strategy
A structured study plan improves content retention and builds confidence under real exam timing. You can begin with core topics, then refine your approach based on past performance. The table below is a sample of 8‑week study plan:
| Week | Focus | Activities |
| 1 - 2 | Ownership & agency | Read outline, watch topic videos, flashcards |
| 3 - 4 | Valuation, financing, contracts | Practice questions + review wrong answers |
| 5 | Disclosures & ethics | Deep dive into cases & laws |
| 6 | Practice exams | Timed mock tests |
| 7 | Review weak areas | Re-study low-scoring sections |
| 8 | Final exam simulation | Full test practice under timed conditions |
Weak area analysis
- Review your score breakdown weekly.
- Focus additional study on areas below 70%.
- Review incorrect answers to understand mistakes deeply.
Mastering Real Estate math
Math questions make up 7% of the national section in the Tennessee Real Estate Broker exam. The Tennessee exam includes real estate math questions such as:
- Calculating seller’s net proceeds
- Determining buyer funds needed at closing
- Prorating property taxes and insurance
- Estimating PITI (Principal, Interest, Taxes, Insurance) payments
- Computing equity, rate of return, loan-to-value ratio, and discount points
Since math questions can affect your result, focused practice is essential after reviewing the main topics. To prepare:
- Review formulas for commission, loan-to-value ratio, and property tax calculations.
- Solve sample problems with our practice tests.
- Use flashcards or guided quizzes to reinforce conversions and amortization steps.
Frequently Asked Questions
Are there math questions on the Tennessee exam?
Yes, expect math questions covering prorations, net proceeds, and basic real estate calculations. It's not a huge portion, but mastering it is essential to pass the national part.
What if I fail one section in the Tennessee exam?
According to the Tennessee Commission, the National and State exams are scored separately. If you pass one and fail the other:
Do I need to memorize every topic in the Tennessee content outline?
You don’t need exhaustive memorization. You should know a few words associated with most of the items on the outline. Familiarize yourself with key terms and concepts across all listed topics rather than trying to master each detail.
How should I pace my exam approach?
Use a two-pass method: quickly answer confident questions, flag the rest, then review flagged items. Take your time to read carefully, eliminate wrong choices, and ensure math accuracy.
How do I overcome test anxiety and second-guessing?
Label questions based on confidence (A – sure, B – unsure, C – math), complete the A group first, skip B and C, then return for review. Look for clues in later questions, you may find hidden answers.