State Practice Exam
Rhode Island Real Estate Practice Exam
50 questions covering Rhode Island real estate licensing topics with detailed explanations.
Question 1 of 50
A buyer obtains a $360,000 loan to purchase a $450,000 home. What is the loan-to-value ratio (LTV)?
This free practice test helps you prepare for the Rhode Island Real Estate Salesperson exam. On this page, you’ll find a full 130-question practice test, breakdowns of exam topics, key laws updates, and proven study tips. Start your Rhode Island Real Estate Salesperson Practice Exam below to evaluate your knowledge.
Who is eligible to take the Rhode Island Real Estate Salesperson exam?
To qualify for the Rhode Island Salesperson license exam, candidates must meet specific educational, legal, and procedural requirements:
- Be at least 18 years old.
- Complete 45 hours of approved pre-license sales training.
- Complete an additional 3 hours of Agency Law training.
- Complete a 3-hour Lead Hazards/Awareness course.
- Pay the exam fee for both exam parts, $50 for each section.
- Meet all standards set by the Rhode Island Real Estate Commission.
What’s on the Rhode Island Real Estate Salesperson exam?
The Rhode Island Real Estate Salesperson exam features a total of 130 scored multiple-choice questions, 80 questions in the national portion and 50 questions in the Rhode Island state-specific portion. Each section also contains 5–10 unscored pretest items that do not affect your score.
The national section covers foundational real estate principles such as property rights, contracts, agency relationships, finance, and math. The state section evaluates knowledge of Rhode Island laws, licensing requirements, fair housing, brokerage practices, and key regulatory acts specific to Rhode Island.
Rhode Island Real Estate exam topics
The table below are major licensing topics you’ll need to study:
National Portion
| Topic | Subtopics | Number of Questions |
| Real Property Characteristics, Legal Descriptions, and Property Use | Fixtures, land use, legal descriptions, encumbrances | 11 |
| Forms of Ownership, Transfer, and Recording | Ownership forms, deeds, title transfer, recording | 9 |
| Property Value and Appraisal | Value concepts, appraisal process, estimating value | 11 |
| Real Estate Contracts and Agency | Contract types, valid contract elements, agency relationships | 16 |
| Real Estate Practice | Broker responsibilities, agreements, fair housing, risk mgmt | 10 |
| Property Disclosures and Environmental Issues | Environmental issues, disclosures, liability | 9 |
| Financing and Settlement | Financing concepts, lender requirements, regulations | 7 |
| Real Estate Math Calculations | Area, valuation, commissions, costs, investment, property mgmt | 7 |
State Portion
| Topic | Subtopics | Number of Questions |
| Duties & Obligations under Licensing Law | Department of Business Regulation, Real Estate Commission | 2 |
| Licensing Requirements | Activities needing a license, status/renewal, education, recovery fund | 6 |
| Statutory Requirements Governing Activities of Licensees | Advertising, commissions, disclosures, documents, monies, agreements | 24 |
| Additional Topics | Fair Housing, Landlord-Tenant, Fire Safety, Lead Disclosure, Condo law | 18 |
What is the exam passing score?
A minimum score of 70% is required on both sections of the exam to pass. This means you need to answer at least 56 out of 80 correctly on the national portion and 35 out of 50 on the Rhode Island state portion within the same test session.
What 2025 Rhode Island Real Estate Laws Should You Know for the Salesperson Exam?
For the 2025 Rhode Island real estate salesperson exam, remember that wholesaling remains legal without a license if you're merely assigning contract rights, while state-wide seller disclosure rules have been strengthened by new mandates approved by the Real Estate Commission. These legal elements, contract assignment practices and enhanced written disclosures, are directly included in the state-specific portion of the exam under licensing, agency, and property disclosures.
Below is a summary of the key 2025 laws:
| Law / Area | Brief Description | 2025 Status | Exam Relevance |
| Wholesaling Practice | Assigning equitable contract rights without acting as agent | No changes in 2025 - still legal if no representation is given. | RI-specific exam: Licensing & Agency (contract roles) |
| Written Disclosure Form (S0536) | Requires approved written seller disclosures on property defects, with receipt by buyer | New statutory requirement in 2025 | State exam: Property Disclosures, Licensing, Agency |
| State-wide Disclosure Requirements | Sellers must complete state disclosure forms detailing property condition and flood info | Ongoing enforcement - no new expansions in 2025 | State exam: Property Disclosures |
| Licensing & Commission Regulations | Pre‑licensing hours, commission authority, and license processes | No major changes in 2025 - standard procedures continue | State exam: Licensing Law and Commission duties |
How to prepare for the exam?
Improving your chance of passing starts with understanding exam content, mastering Rhode Island’s specific topics, and practicing with accurate, up-to-date sample questions. Focus on the exam details, leverage real estate math practice, and use trusted study guides to develop a targeted study plan.
Understanding Rhode Island Salesperson exam details
Rhode Island Real Estate exam structure and requirements is essential for effective preparation. Here is information you need to know:
- Time allotted: 2.5 hours for the national section, 1.5 hours for the state section.
- Exam format: Computer-based.
- Exam fee: $50 per section.
- Licensing authority: Pearson VUE.
- Where to take the exam: Worcester, Boston (Back Bay), Woburn, and North Dartmouth (all in Massachusetts).
Learning from prep resources
Use trusted study guides and platforms that align with Rhode Island’s exam outline. Quality resources include:
Prep books
- Rhode Island Real Estate License Exam Prep: All-in-One Review and Testing to Pass Rhode Island’s PSI Exam by Stephen Mettling, David Cusic, and Ryan Mettling: A comprehensive guide covering Rhode Island-specific law review, over 500 national and 100 state-specific practice questions, plus a full-length sample exam.
- Principles of Real Estate Practice in Rhode Island by Stephen Mettling and David Cusic: A foundational textbook adopted by Rhode Island real estate schools, covering all required state and national topics, agency, contracts, licensing, property ownership, and more.
Free practice test platforms
- Realtylicenseprep practice tests: offer national and 50-state exam simulations that mirror real test conditions and question types.
Other resources
- Video tutorials: explain complex topics step-by-step.
- Flashcards: effective for memorizing key terms and legal definitions.
- Joining a study group: provides discussion-based learning.
Follow study strategy
A structured study plan improves content retention and builds confidence under real exam timing. You can begin with core topics, then refine your approach based on past performance. The table below is a sample of 8‑week study plan:
| Week | Focus | Activities |
| 1 - 2 | Ownership & agency | Read outline, watch topic videos, flashcards |
| 3 - 4 | Valuation, financing, contracts | Practice questions + review wrong answers |
| 5 | Disclosures & ethics | Deep dive into cases & laws |
| 6 | Practice exams | Timed mock tests |
| 7 | Review weak areas | Re-study low-scoring sections |
| 8 | Final exam simulation | Full test practice under timed conditions |
Weak area analysis
- Review your score breakdown weekly.
- Focus additional study on areas below 70%.
- Review incorrect answers to understand mistakes deeply.
Mastering Real Estate math
There will be about 7math questions in the national section of the Rhode Island Real Estate Salesperson exam. These questions focus on practical real estate calculations such as loan-to-value ratios, down payments, and other common financial metrics relevant to property transactions.
Candidates are permitted to use the following standard conversion data during the exam, unless a specific question indicates otherwise:
- 43,560 square feet/acre
- 5,280 feet/mile
- Round off calculations (where applicable)
For questions that involve prorated amounts, the exam will clearly state:
- Whether the calculation should be based on a 360-day or 365-day year, and
- Whether the day of closing is assigned to the buyer or seller
Since math questions can affect your result, focused practice is essential after reviewing the main topics. To prepare:
- Review formulas for commission, loan-to-value ratio, and property tax calculations.
- Solve sample problems with our practice tests.
- Use flashcards or guided quizzes to reinforce conversions and amortization steps.
Frequently Asked Questions
How can I best study for the Rhode Island state‑law portion?
Drill state-specific rule questions repeatedly. One tester created a rotating bank of around 191 state-law items and reviewed them until mastered every question. Emphasize fair housing, lead-disclosure, licensing procedures, and Rhode Island statutes.
Online or in-person testing - what’s better in Rhode Island?
Strong recommendation for in-person testing at Pearson VUE centers. Reddit users report issues with online proctored formats (rigid monitoring flagged innocent behavior). In-person testing in MA (Boston, Woburn, etc.) seems less stressful.
What test-taking strategies help manage tricky wording for the Rhode Island exam?
Use the process-of-elimination method: cross out obviously wrong options, then choose the "most correct" one. One user shared how slowing down, skipping to return later, and using this strategy helped avoid second-guessing under pressure.
How should I pace my exam approach?
Use a two-pass method: quickly answer confident questions, flag the rest, then review flagged items. Take your time to read carefully, eliminate wrong choices, and ensure math accuracy.
How do I overcome test anxiety and second-guessing?
Label questions based on confidence (A – sure, B – unsure, C – math), complete the A group first, skip B and C, then return for review. Look for clues in later questions, you may find hidden answers.