State Practice Exam
New Hampshire Real Estate Practice Exam
40 questions covering New Hampshire real estate licensing topics with detailed explanations.
Question 1 of 40
What kind of loan is backed by the FHA and supports lower down payments?
This practice test prepares you for the New Hampshire Real Estate Salesperson exam. Explore 120 real multiple-choice questions, exam topics, key state laws, and the essential test-taking tips. Start the Real Estate Salesperson Practice Exam below to evaluate your current knowledge.
Who is eligible to take the New Hampshire Real Estate Salesperson license exam?
To qualify for the New Hampshire Salesperson license exam, candidates must meet specific educational, legal, and procedural requirements:
- Complete and submit the official application form.
- Provide proof of completing 40 hours of approved pre-license education.
- Submit a notarized criminal record release authorization (page 21 of the handbook) along with a $25 fee to the NH Department of Safety, Division of State Police.
- Present proof of being at least 18 years old.
What’s on the New Hampshire Real Estate Salesperson exam?
The New Hampshire Real Estate Salesperson exam includes 120 scored multiple-choice questions: 80 national questions and 40 state-specific questions. Around 5–10 experimental questions may also appear, but they do not affect your score.
The national portion covers property ownership, contracts, finance, agency, disclosures, real estate calculations, and more. The state section focuses on New Hampshire real estate laws, license procedures, commission regulations, agency relationships, and key practice topics.
New Hampshire Real Estate exam topics
The table below are major licensing topics you’ll need to study:
National Portion
| Topic | Subtopics | # of Questions (approx.) |
| Property Ownership | Real/personal property, legal descriptions, encumbrances, ownership types | 8 |
| Land Use Controls | Government/private controls, land use regulations | 4 |
| Valuation & Market Analysis | Appraisals, valuation methods, CMA | 6 |
| Financing | Loan types, lending process, government programs | 8 |
| Contracts | General contract law, purchase/lease contracts, offers | 15 |
| Agency | Types of agency, agent duties, disclosures | 10 |
| Property Disclosures | Property conditions, environmental, material facts | 6 |
| Property Management | Tenant procurement, landlord/tenant law, management contracts | 2–3 |
| Transfer of Title | Deeds, title insurance, closing, recordation | 5 |
| Practice of Real Estate | Fair housing, ADA, legislation, advertising, responsibilities | 10 |
| Real Estate Calculations | Prorations, loan math, equity, rate of return, fees | 6 |
State Portion
| Topic | Subtopics/Statutes & Rules | # of Questions (approx.) |
| Real Estate Commission | Purpose, duties, powers, disciplinary, admin rules | 3 |
| Licensure | Activities, procedures, eligibility, renewal, CE | 5 |
| Regulation of Licensee Conduct | Advertising, prohibited acts, disclosures, recordkeeping, funds | 11 |
| Regulation of Agency Conduct | Agency relationships, contracts, disclosure, facilitators | 11 |
| NH Principles and Practice | Human rights, environmental, condos, planning, taxation, landlord/tenant, recordation, distribution | 10 |
What is the Salesperson exam passing score?
A minimum score of 70% is required on each section to pass the New Hampshire Salesperson exam. This means you must answer at least 56 out of 80 national questions and 28 out of 40 state questions correctly.
What 2025 New Hampshire Real Estate Laws should you know for the Salesperson exam?
For the 2025 New Hampshire salesperson exam, focus on new PFAS contamination disclosure requirements, sweeping zoning reforms promoting housing flexibility, and enhanced privacy rules regarding electronic storage of personal ID data. All of these updates are now included in the state-specific section of the licensing exam, particularly in topics covering property disclosures, land use, and professional conduct.
Below is a summary of the key 2025 laws:
| Rule/Law | Brief Description | 2025 Status | Exam Relevance |
| PFAS Disclosure Law | Requires sellers to disclose PFAS water contamination risks | Newly added PFAS as a mandatory disclosure in 2025 | Reflected under environmental disclosures, property disclosures |
| Zoning & Housing Reform Laws | Expands allowable uses (ADUs, multi-family) and sets state standards | 2025 changes enable more housing options statewide | Reflected under land use controls, zoning, state regulations |
| Privacy of ID Data (HB 77) | Restricts licensees from electronically scanning/storing ID data | 2025 law prohibits ID storage without written consent | Reflected under licensee conduct, ethics, data privacy |
| Post-Licensing Education Mandate | Requires 12 hours of CE for first renewals (covers ethics, agency, contracts) | Mandated for new licensees as of October 2024 | Topics covered are reflected under agency, ethics, contracts, disclosures |
How to prepare for the exam?
Improving your pass rate depends on understanding exam details, using reliable practice tests, reviewing all tested topics, and following a focused study plan.
Understanding New Hampshire Salesperson exam details
New Hampshire Real Estate exam structure and requirements are essential for effective preparation. Here is information you need to know:
- Time allotted: 4 hours for the full exam
- Exam format: Computer-based
- Exam fee: $155
- Licensing authority: PSI
- Where to take the exam: Concord, Manchester, Nashua, Portsmouth (NH)
Learning from prep resources
Use trusted study guides and platforms that align with New Hampshire’s exam outline. Quality resources include:
Prep books
- New Hampshire Real Estate License Exam Prep: All-in-One Review and Testing to Pass New Hampshire’s PSI Exam by Stephen Mettling, David Cusic, and Ryan Mettling: This comprehensive guide covers New Hampshire-specific law, national real estate concepts, and practice questions.
- Principles of Real Estate Practice in New Hampshire by Stephen Mettling and David Cusic: A foundational textbook used by New Hampshire real estate schools, offering detailed coverage of New Hampshire law, agency, contracts, property, and licensing.
Free practice test platforms
- Realtylicenseprep practice tests: offer national and 50-state exam simulations that mirror real test conditions and question types.
Other resources
- Video tutorials: explain complex topics step-by-step.
- Flashcards: effective for memorizing key terms and legal definitions.
- Joining a study group: provides discussion-based learning.
Follow study strategy
A structured study plan improves content retention and builds confidence under real exam timing. You can begin with core topics, then refine your approach based on past performance. The table below is a sample of 8‑week study plan:
| Week | Focus | Activities |
| 1 - 2 | Ownership & agency | Read outline, watch topic videos, flashcards |
| 3 - 4 | Valuation, financing, contracts | Practice questions + review wrong answers |
| 5 | Disclosures & ethics | Deep dive into cases & laws |
| 6 | Practice exams | Timed mock tests |
| 7 | Review weak areas | Re-study low-scoring sections |
| 8 | Final exam simulation | Full test practice under timed conditions |
Weak area analysis
- Review your score breakdown weekly.
- Focus additional study on areas below 70%.
- Review incorrect answers to understand mistakes deeply.
Mastering Real Estate math
The math questions will be 7% of the national section in the New Hampshire Real Estate Salesperson exam. You must solve problems involving prorations, seller’s net proceeds, buyer’s closing costs, loan-to-value ratios, property tax calculations, and capitalization rates.
Since math questions can affect your result, focused practice is essential after reviewing the main topics. To prepare:
- Review formulas for commission, loan-to-value ratio, and property tax calculations.
- Solve sample problems with our practice tests.
- Use flashcards or guided quizzes to reinforce conversions and amortization steps.
Frequently Asked Questions
How do I study effectively for the New Hampshire state-specific portion?
Many candidates find the NH section trickier due to the lack of state-focused prep materials. Use custom flashcard decks on Quizlet or create your own packet summarizing key NH statutes.
How should I pace myself through the New Hampshire Real Estate exam?
Take the test smartly by strategically answering and revisiting questions. Use the skip-and-review method, first answer what you're confident in, then revisit harder ones with time to eliminate options.
How do I overcome test anxiety and second-guessing?
Label questions based on confidence (A – sure, B – unsure, C – math), complete the A group first, skip B and C, then return for review. Look for clues in later questions, you may find hidden answers.