State Practice Exam
Kentucky Real Estate Practice Exam
50 questions covering Kentucky real estate licensing topics with detailed explanations.
Question 1 of 50
How long must a Kentucky broker retain transaction records after closing?
This free Real Estate Salesperson practice exam prepares you for the 2025 Kansas licensing test. You’ll find 110 scored questions, eligibility requirements, breakdowns for exam topics, 2025 Kansas law changes, and study tips. Take this free Kansas Real Estate Salesperson practice exam to get ready for licensure.
Who is eligible to take the Kentucky Real Estate Salesperson license exam?
To qualify for the Kentucky Salesperson license exam, candidates must meet specific educational, legal, and procedural requirements:
- Be at least 18 years old.
- Hold a high school diploma or GED.
- Complete the required pre-license education.
- Submit proof of a completed FBI criminal background check.
- Apply for your license within 60 days of passing the exam.
- Complete the license application provided on-site after passing.
What’s on the Kentucky Real Estate Salesperson exam?
The Kentucky Real Estate Salesperson exam consists of 120 scored questions, divided into 80 national questions and 40 state-specific questions. The national portion tests core real estate concepts, while the state section focuses on Kentucky-specific laws, brokerage rules, and compliance topics.
Kentucky Real Estate exam topics
Below are the detailed exam topics, subtopics, and the number of questions for each section:
National Section
| Topic | Subtopics | # of Questions |
| Property Ownership | Classes of property, land characteristics, encumbrances, ownership | 7 |
| Land Use Controls & Regulations | Government rights, zoning, private controls, environmental hazards | 5 |
| Valuation & Market Analysis | Appraisal process, market value, CMA, appraisal practices | 8 |
| Financing | Loan types, government programs, mortgages, lending laws | 6 |
| General Principles of Agency | Agency relationships, creation, duties, termination | 10 |
| Property Condition & Disclosures | Inspections, warranties, material facts, property conditions | 8 |
| Contracts | Contract law, listing agreements, offers, leases, options | 11 |
| Transfer of Title | Title insurance, deeds, closing, foreclosures | 5 |
| Practice of Real Estate | Trust accounts, fair housing, advertising, ethics, antitrust | 12 |
| Real Estate Calculations | Area, proration, loan-to-value, commissions, property tax | 6 |
| Specialty Areas | Subdivisions, commercial, industrial, 1031 exchanges | 2 |
State Section
| Topic | Subtopics | # of Questions |
| Real Estate Commission | Powers, enforcement, administration | 7 |
| Requirements for a License | Eligibility, renewal, procedures, insurance | 7 |
| Brokerage Activities & Requirements | Broker/associate relations, records, escrow, advertising, conduct | 14 |
| License Law Requirements for Contracts | Statute of Frauds, contracts, licensee duties | 5 |
| Disclosures and Agency Issues | Agency, disclosures, certificates, seller disclosures | 4 |
| Property Management | Management agreements, security deposits, procedures | 3 |
What is the Salesperson exam passing score?
A minimum passing score of 75% is required on both sections of the Kentucky Real Estate Salesperson exam. This means at least 60 correct answers out of 80 on the national portion and 30 correct out of 40 on the state portion.
If you pass one section and fail the other, you only need to retake the failed part. Both sections must be passed within four months of each other.
What 2025 Kentucky Real Estate Laws should you know for the Salesperson exam?
In 2025, Kentucky’s key changes in real estate laws include a renewed reciprocity agreement with Ohio, stricter property management requirements for security deposits and environmental compliance, and updated standards for licensing and broker affiliation. These updates are reflected throughout the Kentucky portion of the Salesperson exam, particularly under topics like license law, property management, and reciprocity.
| Name of the Law or Rule | Brief Description | 2025 Status (Changes?) | Exam Relevance/Topic |
| Kentucky-Ohio Reciprocity MOU | Agreement allowing Ohio licensees a streamlined path to Kentucky licensure | Updated in April 2025; 40-hour KY law course, KY-only exam required | Reflected under Reciprocity and Licensing |
| Security Deposit Handling | Mandates segregated accounts for tenant deposits and clear accounting | Stricter requirements for segregation and documentation added in 2025 | Included in Property Management & Landlord/Tenant |
| Environmental Compliance | Sets standards for energy efficiency, waste, and water use in managed property | New environmental obligations for licensees as of 2025 | Covered in Property Management |
| Broker Affiliation Standards | Outlines requirements for affiliating with a principal broker | Updated broker selection and documentation procedures | Tested under Licensing Procedures |
| Pre-licensing Education & Exam | Minimum hours and content areas for obtaining a salesperson license | Incorporates 2025 law changes, especially for reciprocity candidates | Core to Exam Structure and Content |
How to prepare for the exam?
Improving your pass rate depends on understanding exam details, practicing with sample questions, and using the most up-to-date learning resources for Kentucky real estate.
Understanding Kentucky Salesperson exam details
Kentucky Real Estate exam structure and requirements are essential for effective preparation. Here is information you need to know:
- Time allotted: 150 minutes for national, 90 minutes for state section (total 240 minutes)
- Exam format: On computer or paper
- Exam fee: $100
- Licensing authority: PSI
- Where to take the exam: Bowling Green, Lexington, Louisville, Maysville, Owensboro, Paducah, Somerset.
Learning from prep resources
Use trusted study guides and platforms that align with Kentucky’s exam outline. Quality resources include:
Prep books
- Kentucky Real Estate License Exam Prep (KY-RELEP)
A Kentucky-specific prep book with national review, state law focus, and full-length practice exams. Offers targeted practice on licensing law, agency, contracts, and Kentucky statutes, excellent for detailed prep.
- Kentucky Real Estate Exam: Study Guide & Practice Tests
A comprehensive exam study guide with a mix of national and Kentucky-specific sample questions, plus test-taking strategies and quick facts, great for last-minute review.
Free practice test platforms
- Realtylicenseprep practice tests: offer national and 50-state exam simulations that mirror real test conditions and question types.
Other resources
- Video tutorials: explain complex topics step-by-step.
- Flashcards: effective for memorizing key terms and legal definitions.
- Joining a study group: provides discussion-based learning.
Follow study strategy
A structured study plan improves content retention and builds confidence under real exam timing. You can begin with core topics, then refine your approach based on past performance. The table below is a sample of 8‑week study plan:
| Week | Focus | Activities |
| 1 - 2 | Ownership & agency | Read outline, watch topic videos, flashcards |
| 3 - 4 | Valuation, financing, contracts | Practice questions + review wrong answers |
| 5 | Disclosures & ethics | Deep dive into cases & laws |
| 6 | Practice exams | Timed mock tests |
| 7 | Review weak areas | Re-study low-scoring sections |
| 8 | Final exam simulation | Full test practice under timed conditions |
Weak area analysis
- Review your score breakdown weekly.
- Focus additional study on areas below 70%.
- Review incorrect answers to understand mistakes deeply.
Mastering Real Estate math
There will be a fewmath questions in the national section of the Kentucky Real Estate Salesperson exam. These questions focus on practical real estate calculations such as loan-to-value ratios, down payments, and other common financial metrics relevant to property transactions.
Since math questions can affect your result, focused practice is essential after reviewing the main topics. To prepare:
- Review formulas for commission, loan-to-value ratio, and property tax calculations.
- Solve sample problems with our practice tests.
- Use flashcards or guided quizzes to reinforce conversions and amortization steps.
Frequently Asked Questions
Any tricks for the KY PSI test?
A trick for the Kentucky real estate exam is to know the vocabulary inside and out and take as many practice tests as possible.
How should I schedule and manage my exam appointment in Kentucky?
Schedule early: PSI opens slots 4–6 weeks ahead, book ahead.
Prepare your ID details carefully: Ensure your name matches your government-issued ID when scheduling.
Day-of checklist: Bring ID, calculator, rest well, and review formulas in the morning.
What tips have helped candidates studying for the Kentucky exam?
You should pair a structured prep provider with AI-powered tools like ChatGPT for targeted practice questions that greatly improve their retention.
How should I pace my exam approach?
Use a two-pass method: quickly answer confident questions, flag the rest, then review flagged items. Take your time to read carefully, eliminate wrong choices, and ensure math accuracy.
How do I overcome test anxiety and second-guessing?
Label questions based on confidence (A – sure, B – unsure, C – math), complete the A group first, skip B and C, then return for review. Look for clues in later questions, you may find hidden answers.